Free siding, not half!

This fall I was showing a house and when I looked at the siding there were what looked like large bullet holes in the siding & dents on the soffits. So you can imagine what the shingles looked like. Turns out that a very short but intense hail storm had gone through the area that week. The homeowners were afraid to phone the insurance company because they thought that if they did then they would have to pay the $2000 deductible just to have the adjuster come and look. Please know that's not the case! If you have insurance come and look and you decide not to go through insurance you don't have to pay the deductible. At least that’s the way it has been with any insurance companies I have dealt with. PLUS even though it was only the front siding that was damaged they probably would have gotten an entire house with new siding because new stuff is obviously not going to match the 13-year-old siding that was on the rest of the house. Often times you will get new shingles, new siding, new soffits, new eavestrough's. Sometimes even new screen doors just depending on the amount of devastation this storm has wrought on your house. That is an awesome bonus for the price of your deductible and if it's your first claim the insurance should not go up so it's a win-win for everyone.

So as a buyer, when you're looking at homes; look for those type of things because you as the purchaser will end up with all of those things for free or maybe just sharing a bit of the cost. When you're looking at a house, look at the end of the downspouts that come out the eavestrough's and if you see tons of pieces of shingle that is a sign that there may have been a storm and more investigation is definitely needed.
#TeamKanderHelps
#ThatsWhyIGetAHomeInspection
#HailCanBeAGoodThing
#ThatsWhyWePayInsurance